You have worked hard. Raised a family.
You have "done the right thing" and saved, where you could, what you could. More and more you contemplate being able to walk away from work on your terms. Can it be done?
David and Gemma's story
David and Gemma are both 50, in well paid but demanding senior management jobs. David especially works very long hours. They have a teenage daughter about to go to university.Both of them feel they pay their “fair share” of tax!
They enjoy a good lifestyle. David and Gemma want to be sure that they can continue to enjoy this when they stop working - otherwise, what is the point?
David wants to be able to retire before he turns 60: his parents both passed away before the age of 64.
David and Gemma were wary of financial advisers. Their previous experiences had left them with the feeling that other advisers were only concerned about their money, not them as people.
Nick took the time to understand their concerns. By “beginning with the end in mind” he identified that a financially secure retirement at the earliest possible opportunity was the key goal for the couple. If they could save some tax along the way, even better!
Using HMRC approved financial planning strategies, Nick helps David and Gemma save thousands of pounds in taxation each and every year. Furthermore, these tax-efficient savings will form part of the couple’s retirement income streams.
